The 12 Days of Christmas Survival
How to look after your health and wellbeing in the run up to the festive season
Avoid debt. Christmas is a wonderful time to lavish gifts upon your loved ones, but make sure you don’t end up creating more stress for yourself with hefty bills in the New Year.
Go shopping with a budget in mind. Think about how much you can afford to spend on each person and stick to your budget. Shop around and use online comparison sites to make sure you’re getting the best deal. Money Saving Expert has 100s of tips on how to bag yourself the best bargain.
If you have lots of people to buy for in your family try holding a Secret Santa instead. By setting a sensible budget everyone will get one thoughtful gift without breaking the bank.
It’s always best to pay for goods upfront, rather than face months of repayments. If this isn’t possible then make sure you use a credit card that has a low interest deal. Understand how much you will need to repay each month and ensure your budget allows you to pay it all off in a sensible time-frame.
For more tips on how to avoid the stress of debt visit Be Money Ready
Thank you for reading day 7 of the 12 days of Christmas Survival! If you’ve enjoyed this blog please share it and look out for day 8 tomorrow!